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Back to the update: I have socked away $2150 of the year's $8000 goal so far. That is about $500 behind schedule, but if I put most of my tax refund into the market, that will sync things up again.
Frugal steps taken in 2018, in no particular order:
I have only spent money in a cafe once, using a gift card. The balance is that I spend about $30 per month on my favorite coffee from LaVazza and Costco espresso beans.
Comcast emails me a few weeks before my actual billing, and I noticed that my premium was going to jump from the usual $60 to $80. They restructured their speed tiers and were about to charge me more for the same level of service. I spent my first work break clearing that shit up. By the way, the speed boost is a silver-plated crock of shit, I have speed test screenshots to prove that this company is lying and tried to take my money. Anyway, stay on top of those subscriptions, folks!
I've been using Movie Pass, a service that's $10 per month and lets you see movies in theaters. Big flicks, multiple viewings of Black Panther, get you one!
I've been cooking dinner at home, having 10-cent oatmeal for breakfast on weekdays, and mostly brought lunch. I'm not completely boring and joyless - I've broken down and bought lunch at work less than 10 times this year. It's that...there's just...there's an Indian buffet 3 minutes away!
I live 20 miles from work and take the express bus instead of driving. People really wrinkle their nose at taking the bus, but the commuter ones are really comfortable, plus I can goof off, read or just look for hot drivers of other cars. The last time I put gas in the car, frat boys and sorority girls were puking green beer in celebration of a dude who got rid of snakes!
To tack onto living so far away from work: Seattle rent sucks, the apartments are old and small, and it's loud as hell. Sure, there's a 10-minute walk on both sides of the trip, and the rent is a lot more affordable, $800 for a 700 sq ft apartment. In the city are $1000 150 sq ft micro studios without kitchens! Lots of people are gearing up to move: factor transportation into your rent and see if the next neighborhood away could ease your financial burden.
2.50 per month for my phone. I read books and listen to music in my spare time outside of home, neither of which need a $40 data plan.
I sound like a broken record because these are habits 4 years in the making. Anyone can do it, especially if you start with one change at a time. Start with cutting out the Starbucks and making your own drinks...those people don't pay their taxes, anyway!